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To borrow Taylor's reasoning, Vanguard statements provide all the information we 'need'.Īt first it was an adjustment, and I soon found how useless and time consuming financial software was. A year and half ago, I came to the realization that it is a complete waste of time and money. Maybe I have been lulled into a false sense of security.I get the angst when Mint first started, but now? If this was a two-person operation with some servers in a garage, I would be more fearful, but this is the same company I trust to do my taxes.

With Intuit buying up Mint, do you feel Intuit is sitting on a ticking time bomb? What measure can Mint/Intuit do, in your mind, to 99.9% protect data? (lets assume nothing ever is 100%)

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(And as mentioned before, this is completely independent of whether you are using Mac or PC or Linux - the potential danger is in how itself is set up)įluffyistaken wrote:My obligatory post regarding or any other aggregator site. Chances are you'll be OK in either case, but one is inherently more dangerous than the other. Not the best of analogies, but think of your using or other brokerage/banking sites as handling an unloaded gun and think of as handling a loaded gun. I'm sure takes all the security precautions they should but any system can be hacked by somebody sufficiently funded, determined, and resourceful. But if somebody steals 's database of usernames and passwords, they would be able to log in to those accounts and perform trades and possibly even fund transfers (depending on the exact security rules governing those accounts). The difference is that if somebody somehow steals the entire Vanguard database of usernames and passwords, they still would not be able to log in to those accounts.

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(This is assuming your password itself is sufficiently complex and not just 'password1'). This is very different from how Vanguard or any other (competent) website stores them - they should only store a hash of your password which is enough to authenticate you but not enough to obtain the actual password. They no doubt encrypt them in storage, but somewhere on the same system are the keys to decrypt them back. My obligatory post regarding or any other aggregator site.Īggregator sites by their nature have to store your actual usernames and passwords to all your accounts. This legal protection doesn't apply to brokerage accounts, which is the main reason why you should not add your Vanguard and other brokerage accounts to Mint. That being said, deposit accounts and credit cards are legally protected against theft and as long as you report it within a reasonable time frame, your maximum liability should be $50 for credit cards, and $500 for deposit accounts. In the Terms of Use, Mint agrees to be liable for up to $500 in damages, which isn't very reassuring. Some of those are direct downloads from the online accounts, others have to be updated by copying a table and pasting into the sheet. I use a master spreadsheet that aggregates my account information from a few sub-sheets.

I know Mint promises security and insurance and all that, but why add that risk? If something happened, then you'd have little recourse with your account holder. Discord is also where you can verify your Trey photography NFT and get the details for the collector pre-sale so head over there now.Default User BR wrote:I just won't just an aggregator like that, because giving log-in information to a third party is almost always a violation of the online account agreement that you approved when signing up. I also invite you all to join my Discord server where you can chat about all things AiVATAR, NFTs, art, and more. 🙂 Want to become an NFT holder before the deadline of Wednesday, noon UTC? Then grab one on OpenSea here, or here, on Foundation or on Makersplace. We’re aiming to give you early access to mint and that should avoid any gas war.

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There’s too much going on to describe here…if you want to go down the rabbit hole, visit the AiVATAR site.įor those of you who are existing collectors of my Photography NFTs you’ll get a free (+gas) AiVATAR NFT. I’ve gathered 6,000 answers from a neural net and fed them into another deepfake facial AI that simulates humans. So, without delay, here’s the basics… This generative AI NFT art project will raise many interesting questions. What a wild ride the last few weeks have been! This project has been taking up pretty much all of my and my team’s mental bandwidth for the last month or so and I’m so excited to share it with you today.